Look at your credit score is the first thing to do to buy a house. All of the major credit reporting agencies that I am aware of will allow you to review your credit score 1 time each year for free. Don't worry if it is not perfect or what you expected. Just get busy working on it. Youtube is a great resource for fixing your own credit issues.
The next step should be speaking with a loan officer like the one I work with. Don't get your credit pulled yet. Just be honest and get what they call pre-qualified. That means basically on your words not written proof.
You will soon know what you can actually afford and if you need to come up with additional funds for a down payment. I hope this helped and thank you for asking, what is the first thing to do to buy a home?
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